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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,818 | $167,353-73.8% | $143,797-69.5% | $134,545-67.4% |
| Participation rate | 82.4% | 84.8%-2.5pp | 80.3%+2.0pp | 81.2%+1.1pp |
| Annual return | -7.92% | 0.48%-8.4pp | -0.04%-7.9pp | 418.37%-426.3pp |
| Employer contribution / active EE | $1,006 | $5,620-82.1% | $4,952-79.7% | $4,742-78.8% |
| Participant deferral / active EE | $3,732 | $6,447-42.1% | $5,638-33.8% | $6,401-41.7% |
| Admin fee / account holder | $2,129 | $18,096-88.2% | $14,679-85.5% | $11,431-81.4% |