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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,266 | $209,422-77.0% | $178,503-73.0% | $158,982-69.6% |
| Participation rate | 78.6% | 86.4%-7.8pp | 81.9%-3.4pp | 82.0%-3.4pp |
| Annual return | -3.35% | 188.81%-192.2pp | 151.12%-154.5pp | 302.99%-306.3pp |
| Employer contribution / active EE | $1,022 | $5,707-82.1% | $5,011-79.6% | $4,763-78.6% |
| Participant deferral / active EE | $2,650 | $5,955-55.5% | $5,202-49.1% | $5,983-55.7% |
| Admin fee / account holder | $4,909 | $17,079-71.3% | $13,987-64.9% | $11,252-56.4% |