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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,313 | $202,342-74.6% | $172,753-70.3% | $152,909-66.4% |
| Participation rate | 91.7% | 87.1%+4.6pp | 82.6%+9.0pp | 82.5%+9.2pp |
| Annual return | 22.44% | 1029.88%-1007.4pp | 803.00%-780.6pp | 345.46%-323.0pp |
| Employer contribution / active EE | $1,622 | $5,857-72.3% | $5,144-68.5% | $4,764-66.0% |
| Participant deferral / active EE | $5,285 | $5,948-11.1% | $5,198+1.7% | $5,851-9.7% |
| Admin fee / account holder | $8,383 | $17,112-51.0% | $13,956-39.9% | $11,601-27.7% |