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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,171 | $110,039-84.4% | $97,260-82.3% | $145,884-88.2% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.1pp | 80.3%+5.4pp |
| Annual return | 9.81% | 244.44%-234.6pp | 75.54%-65.7pp | 551.85%-542.0pp |
| Employer contribution / active EE | $2,022 | $3,074-34.2% | $2,721-25.7% | $4,662-56.6% |
| Participant deferral / active EE | $744 | $4,674-84.1% | $4,262-82.5% | $6,690-88.9% |
| Admin fee / account holder | $1,881 | $6,204-69.7% | $5,640-66.6% | $13,392-86.0% |