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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,743 | $106,548-89.9% | $91,219-88.2% | $134,493-92.0% |
| Participation rate | 85.7% | 76.8%+8.9pp | 73.2%+12.5pp | 81.2%+4.5pp |
| Annual return | -19.77% | 160.69%-180.5pp | 114.06%-133.8pp | 418.01%-437.8pp |
| Employer contribution / active EE | $3,400 | $3,331+2.1% | $2,851+19.3% | $4,740-28.3% |
| Participant deferral / active EE | $726 | $4,719-84.6% | $4,234-82.9% | $6,400-88.7% |
| Admin fee / account holder | $1,777 | $6,233-71.5% | $5,421-67.2% | $11,425-84.4% |