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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,338 | $127,298-91.9% | $109,916-90.6% | $167,553-93.8% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.2%+11.5pp | 82.1%+3.6pp |
| Annual return | 15.23% | 22.97%-7.7pp | 29.46%-14.2pp | 478.89%-463.7pp |
| Employer contribution / active EE | $2,680 | $3,325-19.4% | $2,844-5.8% | $4,840-44.6% |
| Participant deferral / active EE | $685 | $4,513-84.8% | $4,047-83.1% | $6,343-89.2% |
| Admin fee / account holder | $313 | $7,119-95.6% | $6,069-94.8% | $12,316-97.5% |