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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC6 years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M15 · CLARKSTON, MI 48348 | Advisory (Participants) | $44,214 |
MILLIMAN, INC.2 years Service code 15 · EIN 91-0675641 | Recordkeeping | $35,495 |
CHARLES SCHWAB & CO., INC.2 years Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,390 | $102,661-63.6% | $151,639-75.3% | $66,938-44.1% |
| Participation rate | 99.1% | 85.5%+13.6pp | 87.5%+11.6pp | 69.8%+29.3pp |
| Annual return | -15.00% | -10.81%-4.2pp | 3.34%-18.3pp | 1.58%-16.6pp |
| Employer contribution / active EE | $3,439 | $4,184-17.8% | $6,165-44.2% | $2,545+35.1% |
| Participant deferral / active EE | $6,488 | $6,645-2.4% | $8,363-22.4% | $4,238+53.1% |
| Admin fee / account holder | $286 | $630-54.6% | $11,613-97.5% | $594-51.8% |