See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FREEDOM ONE RETIREMENT SERVICES LLC2 years Filed as: FREEDOM ONE RETIREMENT SERVICES Service code 19 8031 M-15 · CLARKSTON, MA 48348 | Securities Custodian | $39,679 |
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M 15 · CLARKSTON, MI 48348 | Advisory (Participants) | $29,220 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,784 | $79,523-76.4% | $140,016-86.6% | $56,287-66.6% |
| Participation rate | 94.2% | 85.7%+8.5pp | 87.5%+6.7pp | 69.9%+24.3pp |
| Annual return | 4.55% | 2.39%+2.2pp | 651.12%-646.6pp | -9.96%+14.5pp |
| Employer contribution / active EE | $2,245 | $3,350-33.0% | $5,606-59.9% | $2,111+6.4% |
| Participant deferral / active EE | $5,224 | $5,129+1.8% | $6,927-24.6% | $3,350+55.9% |
| Admin fee / account holder | $310 | $614-49.5% | $10,705-97.1% | $521-40.5% |