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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,510 | $75,832+318.7% | $147,617+115.1% | $59,633+432.4% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.47% | 0.37%-3.8pp | 61.98%-65.5pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $27,530 | $3,485+690.0% | $5,564+394.8% | $2,203+1149.9% |
| Participant deferral / active EE | $10,661 | $3,131+240.5% | $4,895+117.8% | $3,192+234.0% |
| Admin fee / account holder | $15,970 | $5,986+166.8% | $11,612+37.5% | $4,297+271.7% |