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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,316 | $73,863+519.1% | $143,797+218.0% | $68,490+567.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.66% | 0.91%-20.6pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $27,177 | $3,185+753.4% | $4,952+448.8% | $2,597+946.6% |
| Participant deferral / active EE | $14,170 | $3,385+318.6% | $5,638+151.3% | $4,028+251.8% |
| Admin fee / account holder | $97,578 | $5,756+1595.2% | $14,679+564.7% | $5,403+1706.0% |