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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,765 | $75,962+418.4% | $154,108+155.5% | $64,173+513.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.92% | 30.32%-39.2pp | 735.21%-744.1pp | 7.63%-16.6pp |
| Employer contribution / active EE | $24,039 | $3,350+617.6% | $5,298+353.8% | $2,381+909.7% |
| Participant deferral / active EE | $11,129 | $3,175+250.5% | $5,081+119.0% | $3,470+220.7% |
| Admin fee / account holder | $3,581 | $5,589-35.9% | $13,411-73.3% | $4,887-26.7% |