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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,691 | $109,359-58.2% | $162,177-71.8% | $72,975-37.4% |
| Participation rate | 87.5% | 84.3%+3.2pp | 87.6%-0.1pp | 69.5%+18.0pp |
| Annual return | 18.62% | 25.46%-6.8pp | 115.60%-97.0pp | 81.01%-62.4pp |
| Employer contribution / active EE | $1,485 | $3,907-62.0% | $5,613-73.5% | $2,440-39.1% |
| Participant deferral / active EE | $2,432 | $5,481-55.6% | $7,297-66.7% | $3,608-32.6% |
| Admin fee / account holder | $929 | $7,972-88.3% | $10,843-91.4% | $5,124-81.9% |