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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,591 | $100,060-55.4% | $149,721-70.2% | $70,126-36.4% |
| Participation rate | 90.5% | 83.6%+6.9pp | 87.1%+3.4pp | 69.5%+20.9pp |
| Annual return | 14.50% | 27.46%-13.0pp | 1501.67%-1487.2pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,523 | $3,661-58.4% | $5,444-72.0% | $2,343-35.0% |
| Participant deferral / active EE | $2,316 | $4,982-53.5% | $6,568-64.7% | $3,332-30.5% |
| Admin fee / account holder | $1,237 | $8,285-85.1% | $11,282-89.0% | $4,645-73.4% |