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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,265 | $87,834-59.9% | $133,975-73.7% | $62,881-43.9% |
| Participation rate | 88.1% | 83.4%+4.8pp | 87.1%+1.1pp | 69.3%+18.8pp |
| Annual return | 7.07% | 12.05%-5.0pp | 29.29%-22.2pp | 20.14%-13.1pp |
| Employer contribution / active EE | $1,549 | $3,482-55.5% | $5,211-70.3% | $2,281-32.1% |
| Participant deferral / active EE | $2,254 | $4,812-53.2% | $6,282-64.1% | $3,203-29.6% |
| Admin fee / account holder | $2,221 | $5,372-58.7% | $9,324-76.2% | $4,296-48.3% |