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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,007 | $153,769+89.2% | $133,975+117.2% | $273,972+6.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 5.84% | 36.51%-30.7pp | 29.29%-23.5pp | 41.46%-35.6pp |
| Employer contribution / active EE | $3,536 | $6,029-41.4% | $5,211-32.2% | $4,869-27.4% |
| Participant deferral / active EE | $9,852 | $6,958+41.6% | $6,282+56.8% | $5,287+86.3% |
| Admin fee / account holder | $7,209 | $11,765-38.7% | $9,324-22.7% | $10,133-28.9% |