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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,566 | $160,059+97.8% | $140,019+126.1% | $135,380+133.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -4.73% | 911.48%-916.2pp | 651.17%-655.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $4,069 | $6,420-36.6% | $5,605-27.4% | $4,779-14.9% |
| Participant deferral / active EE | $7,400 | $7,641-3.2% | $6,927+6.8% | $5,609+31.9% |
| Admin fee / account holder | $8,892 | $13,328-33.3% | $10,705-16.9% | $10,828-17.9% |