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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,508 | $184,000+98.1% | $162,185+124.7% | $152,909+138.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 14.17% | 150.80%-136.6pp | 115.61%-101.4pp | 345.46%-331.3pp |
| Employer contribution / active EE | $4,119 | $6,370-35.3% | $5,613-26.6% | $4,764-13.5% |
| Participant deferral / active EE | $7,900 | $8,033-1.7% | $7,297+8.3% | $5,851+35.0% |
| Admin fee / account holder | $9,025 | $13,124-31.2% | $10,844-16.8% | $11,601-22.2% |