Retirement plan

THE QUEST DIAGNOSTICS PROFIT SHARING PLAN

Name: QUEST DIAGNOSTICS CLINICAL LABORATORIES, INC. - THE QUEST DIAGNOSTICS PROFIT SHARING PLAN (2025) Form 5500
Creator: QUEST DIAGNOSTICS CLINICAL LABORATORIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE QUEST DIAGNOSTICS PROFIT SHARING PLAN, QUEST DIAGNOSTICS CLINICAL LABORATORIES, INC.

QUEST DIAGNOSTICS CLINICAL LABORATORIES, INC.EIN 38-2084239Plan #333PY 2025

500 PLAZA DRIVE - SECAUCUS, NJ 07094201-729-8534

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$6229M

+12.1% from 2024

Total participants

63,189

+0.5% from 2024

Average account balance

$130,902

+9.8% from 2024

Annual return

17.49%

+1.85 pp from 2024

Benchmarks

See 65 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants>=10,000

Cohort65 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.23B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$131K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

47,585

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$310.96M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$43

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL5+ years Service code 15 · EIN 04-2647786	Recordkeeping	$1,750,000
RISK COMPLIANCE PERFORMANCE SOL.2 years Filed as: RISK STRATEIES CONSULTING, INC. Service code 16 160 FEDERAL STREET · BOSTON, MA 02110	Consulting	$127,000
AON CONSULTING4 years Filed as: AON INVESTMENTS USA INC Service code 27 · EIN 36-3109431	Advisory (Plan)	$78,000
THOMPSON HINE1 year Filed as: THOMPSON HINE LLP Service code 29 · EIN 34-0575300	Legal	$60,000
WILLIS TOWERS WATSON US LLC4 years Service code 16 · EIN 53-0181291	Consulting	$13,000

Plan features & details

Pension benefit codes2E2F2H2I2J2K2O3H2X

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2I
Stock bonus
Stock bonus plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$2.0M

$42 / participant

Recordkeeping$2M86.2%
Investment mgmt$78K3.8%
Legal$60K3.0%
Other / not subdivided$143K7.0%

% of EOY assets

0.033%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GRANT THORNTON LLP
Auditor EIN: 366055558
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$130,902

$165,320-20.8%

$161,489-18.9%

$165,320-20.8%

Participation rate

68.0%

81.8%-13.8pp

78.7%-10.7pp

81.8%-13.8pp

Annual return

17.49%

12.93%+4.6pp

89.72%-72.2pp

12.93%+4.6pp

Employer contribution / active EE

$2,176

$4,428-50.9%

$4,268-49.0%

$4,428-50.9%

Participant deferral / active EE

$4,198

$7,228-41.9%

$5,630-25.4%

$7,228-41.9%

Admin fee / account holder

$43

$137-68.9%

$16,006-99.7%

$137-68.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL5+ years

Service code 15 · EIN 04-2647786

Recordkeeping

$1,750,000

RISK COMPLIANCE PERFORMANCE SOL.2 years

Filed as: RISK STRATEIES CONSULTING, INC.

Service code 16

160 FEDERAL STREET · BOSTON, MA 02110

Consulting

$127,000

AON CONSULTING4 years

Filed as: AON INVESTMENTS USA INC

Service code 27 · EIN 36-3109431

Advisory (Plan)

$78,000

THOMPSON HINE1 year

Filed as: THOMPSON HINE LLP

Service code 29 · EIN 34-0575300

Legal

$60,000

WILLIS TOWERS WATSON US LLC4 years

Service code 16 · EIN 53-0181291

Consulting

$13,000

THE QUEST DIAGNOSTICS PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE QUEST DIAGNOSTICS PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion