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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,106 | $72,492+45.0% | $87,102+20.7% | $72,983+44.0% |
| Participation rate | 71.9% | 72.8%-0.9pp | 76.9%-5.0pp | 69.5%+2.4pp |
| Annual return | 4.37% | 24.46%-20.1pp | 28.19%-23.8pp | 81.01%-76.6pp |
| Employer contribution / active EE | $1,872 | $1,894-1.2% | $2,521-25.8% | $2,440-23.3% |
| Participant deferral / active EE | $2,483 | $3,270-24.1% | $4,048-38.7% | $3,608-31.2% |
| Admin fee / account holder | $14,531 | $5,055+187.5% | $7,491+94.0% | $5,124+183.6% |