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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,557 | $67,602+57.6% | $82,312+29.5% | $70,126+52.0% |
| Participation rate | 79.3% | 72.8%+6.5pp | 76.9%+2.4pp | 69.5%+9.8pp |
| Annual return | 10.03% | 21.57%-11.5pp | 25.88%-15.8pp | 73.15%-63.1pp |
| Employer contribution / active EE | $2,021 | $1,755+15.2% | $2,428-16.8% | $2,343-13.7% |
| Participant deferral / active EE | $2,492 | $2,987-16.6% | $3,706-32.8% | $3,332-25.2% |
| Admin fee / account holder | $9,193 | $4,512+103.8% | $5,608+63.9% | $4,645+97.9% |