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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,731 | $60,349+65.3% | $74,184+34.4% | $62,881+58.6% |
| Participation rate | 90.6% | 72.7%+17.8pp | 76.6%+13.9pp | 69.3%+21.3pp |
| Annual return | 4.13% | 21.38%-17.2pp | 17.74%-13.6pp | 20.14%-16.0pp |
| Employer contribution / active EE | $2,248 | $1,680+33.8% | $2,370-5.2% | $2,281-1.5% |
| Participant deferral / active EE | $2,729 | $2,856-4.5% | $3,550-23.1% | $3,203-14.8% |
| Admin fee / account holder | $10,996 | $4,261+158.1% | $5,586+96.9% | $4,296+156.0% |