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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,287 | $198,462+184.3% | $170,439+231.1% | $147,585+282.3% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 18.19% | 257.30%-239.1pp | 205.94%-187.7pp | 578.58%-560.4pp |
| Employer contribution / active EE | $8,862 | $6,184+43.3% | $5,433+63.1% | $4,876+81.7% |
| Participant deferral / active EE | $905 | $5,629-83.9% | $4,939-81.7% | $5,439-83.4% |
| Admin fee / account holder | $21,506 | $16,852+27.6% | $13,881+54.9% | $10,886+97.6% |