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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,931 | $181,896+168.2% | $156,551+211.7% | $273,972+78.1% |
| Participation rate | 86.7% | 88.4%-1.7pp | 84.0%+2.7pp | 83.0%+3.7pp |
| Annual return | 5.90% | 30.74%-24.8pp | 32.23%-26.3pp | 41.46%-35.6pp |
| Employer contribution / active EE | $10,000 | $6,248+60.1% | $5,501+81.8% | $4,869+105.4% |
| Participant deferral / active EE | $794 | $5,550-85.7% | $4,871-83.7% | $5,287-85.0% |
| Admin fee / account holder | $18,793 | $15,560+20.8% | $13,028+44.2% | $10,133+85.5% |