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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,309 | $168,636+177.7% | $147,617+217.2% | $125,393+273.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 1.99% | 77.65%-75.7pp | 61.98%-60.0pp | 282.23%-280.2pp |
| Employer contribution / active EE | $10,971 | $6,252+75.5% | $5,565+97.2% | $4,866+125.5% |
| Participant deferral / active EE | $860 | $5,507-84.4% | $4,895-82.4% | $5,351-83.9% |
| Admin fee / account holder | $18,065 | $13,580+33.0% | $11,611+55.6% | $9,541+89.3% |