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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,739 | $217,432+39.7% | $185,849+63.4% | $167,536+81.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.51% | 148.42%-144.9pp | 122.10%-118.6pp | 478.82%-475.3pp |
| Employer contribution / active EE | $8,777 | $5,875+49.4% | $5,169+69.8% | $4,839+81.4% |
| Participant deferral / active EE | $11,849 | $6,357+86.4% | $5,569+112.8% | $6,342+86.8% |
| Admin fee / account holder | $34,330 | $19,818+73.2% | $16,244+111.3% | $12,315+178.8% |