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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,727 | $202,342+91.6% | $172,753+124.4% | $152,909+153.6% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 7.11% | 1029.88%-1022.8pp | 803.00%-795.9pp | 345.46%-338.4pp |
| Employer contribution / active EE | $1,414 | $5,857-75.9% | $5,144-72.5% | $4,764-70.3% |
| Participant deferral / active EE | $8,132 | $5,948+36.7% | $5,198+56.5% | $5,851+39.0% |
| Admin fee / account holder | $10,631 | $17,112-37.9% | $13,956-23.8% | $11,601-8.4% |