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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,597 | $180,459+75.4% | $154,108+105.4% | $135,380+133.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -0.45% | 888.21%-888.7pp | 735.21%-735.7pp | 519.81%-520.3pp |
| Employer contribution / active EE | $3,839 | $6,035-36.4% | $5,298-27.5% | $4,779-19.7% |
| Participant deferral / active EE | $10,378 | $5,806+78.7% | $5,081+104.3% | $5,609+85.0% |
| Admin fee / account holder | $14,666 | $16,145-9.2% | $13,411+9.4% | $10,828+35.4% |