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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,548 | $209,422+68.3% | $178,503+97.5% | $158,982+121.8% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 2.00% | 188.81%-186.8pp | 151.12%-149.1pp | 302.99%-301.0pp |
| Employer contribution / active EE | $1,985 | $5,707-65.2% | $5,011-60.4% | $4,763-58.3% |
| Participant deferral / active EE | $7,721 | $5,955+29.6% | $5,202+48.4% | $5,983+29.0% |
| Admin fee / account holder | $2,833 | $17,079-83.4% | $13,987-79.7% | $11,252-74.8% |