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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,280 | $97,550+65.3% | $120,344+34.0% | $87,485+84.4% |
| Participation rate | 96.2% | 72.8%+23.3pp | 76.7%+19.4pp | 68.9%+27.2pp |
| Annual return | 10.59% | 18.41%-7.8pp | 20.30%-9.7pp | 26.06%-15.5pp |
| Employer contribution / active EE | $2,543 | $2,291+11.0% | $3,020-15.8% | $2,596-2.0% |
| Participant deferral / active EE | $11,248 | $4,230+165.9% | $5,135+119.0% | $4,274+163.2% |
| Admin fee / account holder | $20,230 | $9,543+112.0% | $12,742+58.8% | $7,775+160.2% |