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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,280 | $95,453+69.0% | $112,040+43.9% | $82,448+95.6% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.5%+19.7pp | 68.1%+28.1pp |
| Annual return | 10.59% | 23.92%-13.3pp | 24.52%-13.9pp | 41.64%-31.1pp |
| Employer contribution / active EE | $2,543 | $2,318+9.7% | $2,954-13.9% | $2,551-0.3% |
| Participant deferral / active EE | $11,248 | $4,224+166.3% | $5,098+120.6% | $4,139+171.7% |
| Admin fee / account holder | $20,230 | $9,013+124.4% | $12,098+67.2% | $7,234+179.6% |