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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,271 | $92,219+38.0% | $76,768+65.8% | $135,379-6.0% |
| Participation rate | 81.3% | 79.8%+1.5pp | 77.0%+4.3pp | 82.6%-1.4pp |
| Annual return | 7.39% | 5.46%+1.9pp | 2.43%+5.0pp | 519.79%-512.4pp |
| Employer contribution / active EE | $1,943 | $3,216-39.6% | $2,485-21.8% | $4,779-59.3% |
| Participant deferral / active EE | $9,053 | $4,508+100.8% | $3,852+135.0% | $5,609+61.4% |
| Admin fee / account holder | $2,092 | $10,749-80.5% | $6,675-68.7% | $10,828-80.7% |