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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,965 | $121,677-19.5% | $104,625-6.4% | $158,966-38.4% |
| Participation rate | 50.0% | 77.5%-27.5pp | 74.1%-24.1pp | 82.0%-32.0pp |
| Annual return | 4.75% | 465.58%-460.8pp | 340.60%-335.9pp | 302.95%-298.2pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,681-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,163 | $4,175-72.1% | $3,738-68.9% | $5,983-80.6% |
| Admin fee / account holder | $20,664 | $7,777+165.7% | $6,465+219.6% | $11,250+83.7% |