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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,633 | $117,433-15.2% | $99,475+0.2% | $152,897-34.8% |
| Participation rate | 56.3% | 77.5%-21.3pp | 73.8%-17.6pp | 82.5%-26.2pp |
| Annual return | 9.85% | 31.87%-22.0pp | 30.72%-20.9pp | 345.43%-335.6pp |
| Employer contribution / active EE | $0 | $3,013-100.0% | $2,540-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,326 | $4,086-67.6% | $3,619-63.4% | $5,851-77.3% |
| Admin fee / account holder | $1,007 | $7,634-86.8% | $6,252-83.9% | $11,599-91.3% |