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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,440 | $113,338-29.9% | $94,993-16.4% | $147,586-46.2% |
| Participation rate | 60.0% | 78.0%-18.0pp | 73.9%-13.9pp | 82.8%-22.8pp |
| Annual return | 14.90% | 20.80%-5.9pp | 27.14%-12.2pp | 578.59%-563.7pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,603-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $954 | $3,777-74.7% | $3,317-71.2% | $5,439-82.5% |
| Admin fee / account holder | $2,229 | $6,063-63.2% | $4,960-55.1% | $10,886-79.5% |