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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,766 | $107,809-17.7% | $90,657-2.1% | $135,380-34.4% |
| Participation rate | 52.9% | 78.0%-25.1pp | 74.0%-21.1pp | 82.6%-29.7pp |
| Annual return | -0.15% | -0.90%+0.7pp | 1.89%-2.0pp | 519.81%-520.0pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,305 | $3,872-66.3% | $3,424-61.9% | $5,609-76.7% |
| Admin fee / account holder | $1,913 | $5,931-67.8% | $4,994-61.7% | $10,828-82.3% |