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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,646 | $109,967-0.3% | $97,197+12.8% | $145,877-24.8% |
| Participation rate | 92.3% | 76.0%+16.4pp | 72.7%+19.6pp | 80.3%+12.0pp |
| Annual return | 26.44% | 244.27%-217.8pp | 75.47%-49.0pp | 551.28%-524.8pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,576 | $4,676-2.1% | $4,263+7.3% | $6,691-31.6% |
| Admin fee / account holder | $1,284 | $6,199-79.3% | $5,637-77.2% | $13,402-90.4% |