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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,021 | $101,618+16.1% | $93,063+26.8% | $137,256-14.0% |
| Participation rate | 78.6% | 74.9%+3.6pp | 72.1%+6.5pp | 80.0%-1.4pp |
| Annual return | 14.71% | 223.95%-209.2pp | 34.15%-19.4pp | 220.34%-205.6pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,656 | $4,279+8.8% | $3,958+17.6% | $6,407-27.3% |
| Admin fee / account holder | $13,508 | $6,198+117.9% | $6,033+123.9% | $12,270+10.1% |