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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,552 | $181,062-45.0% | $158,223-37.1% | $155,188-35.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 4.48% | 57.39%-52.9pp | 52.09%-47.6pp | 148.84%-144.4pp |
| Employer contribution / active EE | $2,101 | $4,565-54.0% | $4,109-48.9% | $4,248-50.5% |
| Participant deferral / active EE | $5,757 | $6,134-6.2% | $5,467+5.3% | $6,531-11.9% |
| Admin fee / account holder | $2,578 | $18,825-86.3% | $16,047-83.9% | $14,480-82.2% |