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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,084 | $85,171+39.8% | $172,753-31.1% | $72,976+63.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 2.53% | 27.32%-24.8pp | 803.00%-800.5pp | 81.02%-78.5pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,597 | $3,260+71.7% | $5,198+7.7% | $3,608+55.1% |
| Admin fee / account holder | $17,679 | $5,880+200.7% | $13,956+26.7% | $5,124+245.0% |