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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,982 | $91,198-22.2% | $178,503-60.2% | $79,856-11.1% |
| Participation rate | 96.2% | 69.2%+26.9pp | 81.9%+14.2pp | 69.6%+26.5pp |
| Annual return | 1.07% | 24.20%-23.1pp | 151.12%-150.0pp | 31.71%-30.6pp |
| Employer contribution / active EE | $6,030 | $3,257+85.2% | $5,011+20.3% | $2,471+144.0% |
| Participant deferral / active EE | $5,669 | $3,237+75.2% | $5,202+9.0% | $3,741+51.6% |
| Admin fee / account holder | $55,473 | $6,748+722.0% | $13,987+296.6% | $5,306+945.4% |