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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,756 | $175,259-47.6% | $149,723-38.7% | $139,487-34.2% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | -5.81% | 166.82%-172.6pp | 134.50%-140.3pp | 373.84%-379.7pp |
| Employer contribution / active EE | $2,383 | $5,478-56.5% | $4,821-50.6% | $4,755-49.9% |
| Participant deferral / active EE | $6,846 | $6,522+5.0% | $5,682+20.5% | $6,713+2.0% |
| Admin fee / account holder | $13,425 | $16,158-16.9% | $13,215+1.6% | $11,407+17.7% |