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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,288 | $198,457-35.9% | $170,435-25.3% | $147,586-13.8% |
| Participation rate | 86.4% | 88.0%-1.6pp | 83.6%+2.8pp | 82.8%+3.5pp |
| Annual return | 16.88% | 257.30%-240.4pp | 205.94%-189.1pp | 578.59%-561.7pp |
| Employer contribution / active EE | $3,468 | $6,183-43.9% | $5,432-36.2% | $4,876-28.9% |
| Participant deferral / active EE | $3,154 | $5,629-44.0% | $4,939-36.2% | $5,439-42.0% |
| Admin fee / account holder | $834 | $16,852-95.1% | $13,881-94.0% | $10,886-92.3% |