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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,750 | $180,459-39.2% | $154,108-28.8% | $135,380-18.9% |
| Participation rate | 94.4% | 87.4%+7.0pp | 83.0%+11.4pp | 82.6%+11.8pp |
| Annual return | -6.39% | 888.21%-894.6pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $4,261 | $6,035-29.4% | $5,298-19.6% | $4,779-10.8% |
| Participant deferral / active EE | $2,948 | $5,806-49.2% | $5,081-42.0% | $5,609-47.4% |
| Admin fee / account holder | $326 | $16,145-98.0% | $13,411-97.6% | $10,828-97.0% |