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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,630 | $167,353-23.7% | $143,797-11.2% | $134,545-5.1% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -18.44% | 0.48%-18.9pp | -0.04%-18.4pp | 418.37%-436.8pp |
| Employer contribution / active EE | $3,167 | $5,620-43.7% | $4,952-36.1% | $4,742-33.2% |
| Participant deferral / active EE | $4,873 | $6,447-24.4% | $5,638-13.6% | $6,401-23.9% |
| Admin fee / account holder | $320 | $18,096-98.2% | $14,679-97.8% | $11,431-97.2% |