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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,457 | $125,797+221.5% | $170,043+137.9% | $75,173+438.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 19.21% | 27.20%-8.0pp | 53.40%-34.2pp | 160.72%-141.5pp |
| Employer contribution / active EE | $5,137 | $4,616+11.3% | $6,790-24.3% | $2,671+92.3% |
| Participant deferral / active EE | $5,852 | $6,838-14.4% | $10,410-43.8% | $4,126+41.8% |
| Admin fee / account holder | $17,718 | $8,177+116.7% | $12,824+38.2% | $5,651+213.6% |