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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,519 | $123,793+173.5% | $177,848+90.3% | $79,856+323.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 11.90% | 22.82%-10.9pp | 48.33%-36.4pp | 31.71%-19.8pp |
| Employer contribution / active EE | $4,085 | $4,095-0.3% | $5,919-31.0% | $2,471+65.3% |
| Participant deferral / active EE | $4,491 | $5,956-24.6% | $7,714-41.8% | $3,741+20.1% |
| Admin fee / account holder | $7,612 | $7,243+5.1% | $12,431-38.8% | $5,306+43.4% |