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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,731 | $110,083+192.3% | $151,639+112.2% | $68,486+369.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -14.24% | -10.12%-4.1pp | 3.34%-17.6pp | -7.85%-6.4pp |
| Employer contribution / active EE | $4,683 | $4,470+4.8% | $6,165-24.0% | $2,597+80.3% |
| Participant deferral / active EE | $5,670 | $6,526-13.1% | $8,363-32.2% | $4,028+40.8% |
| Admin fee / account holder | $33,243 | $7,718+330.8% | $11,613+186.3% | $5,404+515.2% |