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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,188 | $94,529+203.8% | $140,019+105.1% | $64,173+347.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -5.48% | 7.77%-13.3pp | 651.17%-656.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $3,894 | $3,812+2.1% | $5,605-30.5% | $2,381+63.5% |
| Participant deferral / active EE | $5,182 | $5,250-1.3% | $6,927-25.2% | $3,470+49.4% |
| Admin fee / account holder | $9,297 | $6,741+37.9% | $10,705-13.2% | $4,887+90.2% |