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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,249 | $149,446+189.2% | $256,809+68.3% | $94,015+359.8% |
| Participation rate | 100.0% | 85.3%+14.7pp | 88.5%+11.5pp | 70.8%+29.2pp |
| Annual return | 19.56% | 17.55%+2.0pp | 32.73%-13.2pp | 17.84%+1.7pp |
| Employer contribution / active EE | $5,238 | $4,596+14.0% | $7,263-27.9% | $2,790+87.7% |
| Participant deferral / active EE | $6,430 | $6,491-0.9% | $9,520-32.5% | $4,249+51.3% |
| Admin fee / account holder | $9,262 | $24,035-61.5% | $25,146-63.2% | $8,951+3.5% |