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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,249 | $146,267+195.5% | $197,124+119.3% | $82,448+424.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 19.56% | 29.61%-10.0pp | 44.34%-24.8pp | 41.64%-22.1pp |
| Employer contribution / active EE | $5,238 | $4,723+10.9% | $6,227-15.9% | $2,551+105.3% |
| Participant deferral / active EE | $6,430 | $7,035-8.6% | $9,135-29.6% | $4,139+55.3% |
| Admin fee / account holder | $9,262 | $14,422-35.8% | $16,298-43.2% | $7,234+28.0% |