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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,711 | $67,894-50.3% | $89,340-62.3% | $82,448-59.1% |
| Participation rate | 84.3% | 64.0%+20.3pp | 69.6%+14.8pp | 68.1%+16.3pp |
| Annual return | 10.67% | 19.21%-8.5pp | 20.57%-9.9pp | 41.64%-31.0pp |
| Employer contribution / active EE | $1,633 | $1,828-10.7% | $2,231-26.8% | $2,551-36.0% |
| Participant deferral / active EE | $3,783 | $3,072+23.1% | $3,823-1.0% | $4,139-8.6% |
| Admin fee / account holder | $14,067 | $5,723+145.8% | $6,704+109.8% | $7,234+94.4% |