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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,711 | $72,607-53.6% | $90,259-62.7% | $87,485-61.5% |
| Participation rate | 84.3% | 64.8%+19.5pp | 70.7%+13.6pp | 68.9%+15.4pp |
| Annual return | 10.67% | 18.59%-7.9pp | 18.88%-8.2pp | 26.06%-15.4pp |
| Employer contribution / active EE | $1,633 | $1,919-14.9% | $2,291-28.7% | $2,596-37.1% |
| Participant deferral / active EE | $3,783 | $3,055+23.8% | $3,827-1.1% | $4,274-11.5% |
| Admin fee / account holder | $14,067 | $5,947+136.5% | $7,267+93.6% | $7,775+80.9% |