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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,763 | $58,099-48.8% | $76,872-61.3% | $75,173-60.4% |
| Participation rate | 94.0% | 63.9%+30.1pp | 69.6%+24.4pp | 67.2%+26.8pp |
| Annual return | 9.47% | 26.71%-17.2pp | 37.90%-28.4pp | 160.72%-151.2pp |
| Employer contribution / active EE | $1,492 | $1,996-25.2% | $2,533-41.1% | $2,671-44.2% |
| Participant deferral / active EE | $3,837 | $2,999+27.9% | $3,832+0.1% | $4,126-7.0% |
| Admin fee / account holder | $6,803 | $4,778+42.4% | $5,476+24.2% | $5,651+20.4% |