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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,642 | $107,368+36.6% | $92,915+57.8% | $152,909-4.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 3.28% | 145.64%-142.4pp | 109.45%-106.2pp | 345.46%-342.2pp |
| Employer contribution / active EE | $2,500 | $4,222-40.8% | $3,653-31.6% | $4,764-47.5% |
| Participant deferral / active EE | $5,755 | $4,848+18.7% | $4,238+35.8% | $5,851-1.6% |
| Admin fee / account holder | $7,634 | $7,082+7.8% | $5,796+31.7% | $11,601-34.2% |